Y WORRY

October 25th, 2011

On my way to work this morning I passed a car with the license plate ‘Y WORRY’. What great advice! When you think about what it is, or means to worry, you quickly realize there’s absolutely no point – and it’s a complete waste of energy. Worry leads to anxiety, and stress, which can cause health problems and manifest itself in surprising ways.

So, why worry? The truth is no one worries about now. People worry mostly about what could happen, or what should have happened, but no one worries about what’s happening because they’re consumed in and by the moment. As usual, I looked to Dictionary.com for a more formal definition of the word:

worry (verb) – give way to anxiety or unease; allow one’s mind to dwell on difficulty or troubles.

The difficulty or troubles that most allow their minds to dwell upon are things that haven’t happened, and in many cases aren’t likely to ever happen. So, why worry? People just do. The reality is, some people worry more than others for unknown reasons, and some people don’t worry at all. (I’m sure there’s some scientific basis behind it which speaks to their upbringing, parental influence (or lack thereof), peer pressure, etc., but I like to think of it simply.)

As I thought more about worrying, the reasons behind it, when and how people do it, I came up with a few ways to beat worrying and get on with your life. I hope these ideas are helpful. Your comments are appreciated.

5 Ways to Waste Worry

  1. Think about something else, anything at all. If your mind is caught up in thinking about anything other than that about which you’re worrying, you won’t be able to worry. The human mind is only capable of focusing on a single conscious thought – fill your mind with something else and voila – you’ve wasted worry, at least temporarily.
  2. Get busy doing something, anything at all. Just like thinking about something else, this exercise will get your body and your mind busy elsewhere. I like to think of these first 2 ideas as redirects, or passive approaches to wasting worry. While they’re both moderately effective, it’s easy to slip back into worrying and lose traction in your life. Keep reading.
  3. Tackle the worry head on. Face off. Mano a mano.Sit down and write your worry at the top of a clean sheet of paper, for example: I’m worried my daughter will get made fun of at school because she’s in a wheelchair. Leave some space and answer the question – Do you have any control over the situation? Yes. No. It’s that simple. Either you do or you don’t. You’re in luck if you don’t have any control over the situation because my next instruction is to rewrite your worry without the worry. Be positive, and present tense. For example: I am confident my daughter will make friends at school who will appreciate her differences. Then write the words, “I am in control.” Say the words aloud. Ball up the paper and throw it away. As you throw away the paper, imagine your mind releasing the worry and your life without it.

    If you answered “yes” that you do have control over the situation, it’s likely either limited control over circumstances, or complete control over your emotions. The truth is you can only completely control your emotions, so it will help to paint your worry in a positive light. Think of all the things related to this monstrosity about which you’re worrying. Now, make a list of 10 things that are positive, but which are directly related to the worry. For example: I am worried my family won’t make it to the next payday without using our credit cards. One of your 10 things could be, “I have a job!” Another could be, “We have food in our cabinets to last us until we get paid again.” You get the point. When you’re finished, post the worry and your 10 positive things somewhere that you’ll see it every day until the worry subsides, or you have to come up with a second list of 10 things.

  4. Breathe. There have been interesting studies done on the importance of proper breathing. It turns out, due to poor posture, smoking, lack of understanding, and various other reasons, most of us don’t take full advantage of the lungs we’ve been given. For those who smoke – you’re ignorantly destroying one of the most vital components of your human body. Shame on you. As you breathe, imagine your mind releasing the worry. Think of yourself worry-free. Relax. Meditate. Slow down. Too often our lives are moving at warp speed and have a hard time keeping up, and often trip over ourselves. Sometimes the root cause of your worrying is that you’ve allowed your mind to become consumed with too much. Breathe. Release a few things from your mental warehouse. Breathe, again.
  5. Have faith. Whether or not you believe in a higher power is irrelevant. Faith is believing in something greater than yourself, believing that there is a universal power available to you, for your selfish use, whenever needed. When you’ve worried yourself into a debilitated state, you need this universal power more than ever. Take it. Use it. Believe in yourself and have faith that your worst fears are only fears and aren’t likely to happen. Better yet, they won’t happen! Release your fears into the cosmos and rejoice in the positive potential of the situation. It can and almost always turns out better than you imagine. Your faith will get you there with less, little, or no worry and give you the peace of mind you deserve along the way.
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Beginning minimalism.

October 24th, 2011

Earlier today I read Leo Babauta’s “minimalist guide” and have decided to take the plunge into a simpler life. In considering where to start I’m beginning to realize the magnitude of this undertaking. He repeatedly encourages readers to take the transition to this lifestyle in pieces and not get bogged down and/or overwhelmed by trying to do it all at once; unfortunately, I’m one of those types of people.

I figure I’ll start with the collection of gadgets I now have by redefining their purpose (if any) and clearing the clutter from them. I plan to start with my iPhone which works perfect because I lost all my apps when I upgraded to iOs 5.0. I plan to reset all the data and home screen and use it for music, pictures, phone calls and texting. Period. When I’m traveling, I’ll use it for the maps application, but all the other apps I realize cause me to start blankly at the device hoping one will jump out and tell me why to use it right now!

I tried this before, shedding my phone of unnecessary apps, in fact at that time I half-way decided if it couldn’t be done with a default app I wouldn’t do it. I’m going back to that idea, but this time with some encouragement from my latest upgrade and loss of information I thought I couldn’t live without.

True, there are literally tens of apps I find uses for and interact with on a daily and/or weekly basis. The reality is that most of these apps, if not all, are simply extensions of a website. I can stay away from the website in-between log ins and simply update my status, or other information when I’m back at my laptop. This approach will become a nice segue into buying a Macbook, which I can’t seem to justify because I use my iPhone more than my laptop now!

I have an iPhone 4, iPhone 3Gs, iPad, iPod, Dell laptops (personal and business), and NOOK. I really like reading on the NOOK, but can get by with what’s on my iPad; therefore, I’m proposing using my iPad for reading and notetaking.

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S.1660 – American Jobs Act of 2011 = Socialism.

October 11th, 2011

Unfortunately, under the direction of our beloved President Obama this country is rapidly spiraling out of control. His latest debacle, in a long line of ridiculous proposals to overturn the principles on which this country was founded, is the American Jobs Act. He touted this piece of legislation as a “jobs bill”. He explained that it’s purpose was/is to create jobs, that it would be completely paid for, and urged Congress to pass it “right away”. What he didn’t say is the message of this post.

True, this piece of legislation is aimed at creating jobs. What the POTUS didn’t tell you, is that this particular jobs bill is socialism in action, and is being used to Band-Aid existing problems with government at various levels. I personally disagree with unemployment, so that part of this bill rubs me the wrong way – it’s designed to extend unemployment benefits. The details of how this bill would magically pay for itself were forthcoming, and as I recall, not part of his speech back in September.

It turns out, the President is making a rather bold attempt to play Robin Hood; tax the rich and give to the poor. In this case, “the poor” include those who are unemployed, as well as various government employees who are without work or soon will be. If you live in America, and you make more than $1M per year (based on your taxable income), Obama proposes taking 5 – 6% of your money and redistributing it where it’s needed most. His plan is a win-win. The government is trying to save the day!

Some people cringe when you use the word ‘socialism’ in the same sentence as President Obama. If you haven’t looked it up, here’s the definition (according to Dictionary.com):

socialism (noun) – a theory or system of social organization that advocates the vesting of the ownership and control of the means of production and distribution, of capital, land, etc., in the community as a whole.

In other words, redistributing wealth is an obligation of the community – by the community, for the community. If you make more, you “share” more. Barbara Boxer, on MSNBC tonight, said that “the wealthy realize they need to pay their fair share”. What’s “fair”, Senator? I don’t disagree with taxes; however, I disagree with penalizing higher income earners. I asked my wife how she feels about this proposal – taking more money from the wealthy and redistributing that money in this way. She said she agrees with it, that Senator Boxer is right. I then asked her to, as I would ask you to do the same now, imagine she and I are millionaires!. How would she feel about the government swooping in and demanding that we pay an additional $50,000 – $60,000 per year just because we fall in an upper-upper income bracket. She respectfully withdrew her agreement and responded, “I see your point.”

This is scary. Think about it. We already have a progressive tax system, ie: the more you make the higher percentage of your income is taken (or owed) to the government as a tax. If you didn’t know that, think back to those weeks when you pulled a bunch of overtime, anxiously awaiting your trip to the bank to cash that check with all those time and a half hours. When you open the envelope with your precious check enclosed you realize you’ve netted at or below what you made the week before when you didn’t work any OT at all! What happened? The progressive income tax happened.
Imagine you work a little harder. Earn a little more. The higher you go (up to a certain threshold) the higher the percentage you pay. Obama’s proposing that once you’ve maxed out your percentage contribution (which, last time I checked, is over 30%) in taxes, the government slap an additional tax on top of all of that as a penalty (of course he’ll never call it that) for earning such a high income. Just because you earn so much, doesn’t mean you should be able to take home the same percentage of gross pay as the people in America who earned significantly less than you.
I’m pleased to know that the Republicans in Congress rallied together and stopped this thing dead-in-the-water. Of course, and as usual, Obama’s already touting his back-up plan to ram the bill back into Congress, but in pieces.
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Race Results – Freedom’s Run 2011

October 3rd, 2011

This past weekend my family and I drove to WV for what turned out to be a cold, wet weekend. My sister and her husband had registered to run the Freedom’s Run 5K and asked my wife and I to join.

We drove up Friday night in order to get a good night’s rest before the big day. That morning it was cold, rainy, and a little miserable, but the energy of the event took the edge off Mother Nature. The race started at 8:30AM. I ran, my sister walked/ran and my wife walked. We all ended with great times.

 

 

 

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Debt free before retirement.

September 27th, 2011

It’s funny, until listening to Dave Ramsey, and being reminded of what he says by my wife, I thought it was more important to save for retirement than get out of debt! Now that I have some perspective, it makes a lot of sense: pay down / off my debts before setting aside money for retirement. I’ve started doing that. In fact, I took money out of retirement savings to pay off the financial remains of delivering a baby.

I don’t have much in long or short-term savings. In fact, for the most part we live paycheck-to-paycheck, but that’s not because we don’t make enough money. It seems to be the result of poor spending habits and the I-want-this-now effect. I’m working on a budget, and mentally preparing myself for fewer (if any) meals out, along with a sabbatical from buying new clothes.

I’m excited about my family’s financial future. I’m 29, I have a great job doing what I love. Ideally, we’d have $20K set aside in some type of investment vehicle, but we don’t. No problem. I can’t change the past, but I can plan for the future by working on the present. The feeling I got from paying off nearly $2K in hospital bills this morning was uplifting and liberating – I want to feel more of that. I can imagine what it feels like to be totally debt free. Here I/we come! :)

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